electronic check processing and ach processing

Grow revenue with ACH and check payment processing.

Sage Check and ACH Payment Processing

Increase customer satisfaction and grow your revenue by accepting check and ACH transactions at your business. Reporting features give a transaction snapshot or a more detailed overview of processing history. Increase your sales opportunities by accepting checks in-person, online or by mail and save time, money, and skip those trips to the bank to make deposits.

What is ACH

ACH stands for Automated Clearing House.
This clearing house electronically processes batches of financial transactions.



Sage Virtual Check

Give your customers more options.

With Sage Virtual Check, debits can be a one-time charge or set up authorized ACH debit as recurring payments. Check information is entered electronically using our virtual terminal, eliminating a trip to the bank to deposit customer checks:

  • Funds deposited promptly
  • Convenient 24-hour access to online reporting
  • Automated recurring billing at no extra charge
  • Easy to implement; no installation or upgrade required
  • Lower processing costs than credit cards
sage virtual check

Sage Point-of-Sale Check Conversion

sage point of sale check conversion

Accept checks as easily as a credit card transaction.

Using a check reader or imager connected to a credit card terminal, merchants can process and deposit business and consumer checks at the point of sale.

  • Increase sales with this additional payment option
  • Eliminate bad checks for security and peace of mind
  • Faster availability of funds
  • Eliminate NSF, check handling labor and other banking fees

Our check guarantee

The check guarantee option provides the security and peace of mind to accept checks with confidence. By following simple guidelines during the transaction, merchants reduce their risk of taking bad checks. Funding is guaranteed for approved checks, and the money is deposited electronically into the merchant's bank account.

Sage Check 21

Deposit checks electronically.

Sage Check 21, or Remote Deposit Capture (RDC), is the process of recording an image of a check that can be transmitted electronically in place of a paper document. Using our web-based interface and an imager connected to your computer, accept all types of paper checks with safer, faster processing and skip going to the bank.

  • Accept all types of checks drawn on U.S. banks - personal, business, government, travelers, cashiers, and certified checks, as well as equity lines of credit and money orders.
  • Fast electronic deposits of funds in 2-3 business days, made directly to your bank account
  • Avoid ACH restrictions
  • Eliminate bad checks

Gain peace of mind with our check guarantee
The check guarantee option provides protection that eliminates the risk of accepting bad checks. Get peace of mind knowing funds are guaranteed by Sage. The program has the highest approval rates in the industry and can greatly improve cash flow.

Sage check 21

Sage Payment Solutions is a registered ISO/MSP of BMO Harris Bank N.A.
Sage Payment Solutions is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA
Sage Payment Solutions is a registered ISO/MSP of Chase Paymentech Solutions

Nexus: G-WEBCD3